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Not used to living on a budget? Make it a habit – before you retire

Retirement is a time of freedom for most people since you no longer have to spend your hours working and earning a living.

But while you're free to indulge your hobbies and decide what to do with your days, you still need to be smart about the financial decisions you're making and ensure you adopt good habits.

To help protect your financial security in your later years, here are three habits to put into place before leaving the workforce.

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