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Rates for various Cash & Cash Equivalent Products

How is your cash? Sitting idle? Is your bank still paying less than 1% on deposits? Check out this list of cash and cash equivalent banking and investing products earning more than 4%. Most of these products are available through large broker-dealers, and some banks offer these competitive rates (but not most). Check out Fidelity or Schwab, or contact me with questions.


Current Interest Rates Available

FDIC Bank Savings: 4.0%

Brokerage CDs: 5.06% (6 months)

Money Markets*: 4.48%

Government Money Market*: 4.18% (no state income tax paid)

Treasuries*: 5.15% (6 months)

Products are subject to availability based on supply and demand.


*Not FDIC Insured - No Bank Guarantee - May Lose Value


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