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Medicare Basics: 7 Things It Does Not Cover

As many of us approach the age of 65, making time to think about and investigate the benefits of Medicare and other insurance options becomes more and more important. While Medicare Part A will help to pay for inpatient hospital stays, skilled nursing facilities, surgery, hospice care, and in some instances home health care, Part B — the medical insurance side of Medicare — offers help with a visit to the doctor, outpatient care, certain preventive services, as well as some medical equipment and supplies.

With the time to sign up for Medicare approaching (most can sign up a few months prior to turning 65), making sure you understand what Medicare covers and what it doesn’t is very important. Spending some time learning what’s covered, looking into supplemental insurance, and seeking out other ways to cover additional costs could help you avoid unwanted and surprise medical bills.

In this space, we will go over seven things that Medicare doesn’t or may not cover.

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