RETIREMENTGUY

The goal for most parents when they ask about this is to give their children access to their money during an emergency. It seems like it...

The Setting Every Community Up for Retirement Enhancement (Secure) 2.0 Act ushers in a number of retirement planning changes that could...

Out of favor for a long while, annuities — the controversial and often misunderstood long-term insurance contracts — are getting more...

A Qualified Charitable Distribution is a mechanism by which you use your required distributions from your retirement accounts to...

As you bask in your retirement years, enjoying dinners with your friends, spending time with family, and traveling more than you did...

First and foremost, tax filing season has officially started. The IRS began accepting tax returns on Monday, January 23rd. The IRS says...

Every year, it can pay off to get organized and gather your tax documents early, both because you’re likely to receive your tax refund...

Like the previous retirement bill passed in 2019, SECURE (Setting Every Community Up For Retirement Enhancement), Secure 2.0 is based on...

There are some new rules for required minimum distributions (RMDs) from retirement savings accounts (e.g., traditional IRAs and 401(k)...

The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of...

One of the biggest advantages of an annuity, tax deferral, can be lost when anyone other than a spouse inherits an annuity. Then, all...

The SECURE Act 2.0 caught a ride on the $1.7 trillion omnibus spending bill that was unveiled on December 19. While the bill presents...

If you'll recall, the original Secure Act was passed at the end of 2019. It raised the Retired Minimum Distributions (RMD) age to 72,...

Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...

There soon may be new retirement rules in place that could make it easier for Americans to accumulate retirement savings — and make it...

The primary benefit of investing in these communities under a qualified opportunity zone program is the deferral of capital gains tax...

Here’s the good news: The real estate your about-to-retire client owns has increased in value significantly since they bought it. The...

When you were younger and busy building your nest egg, it’s likely you didn’t give much thought to the impact required minimum...

Most people shouldn't be afraid of federal "death taxes." For 2022, only estates worth $12.06 million or more ($24.12 million or more for...

Asset allocation refers to how a portfolio is allocated to various asset classes that have different historical investment returns and...