RETIREMENTGUY

Any annuity definition should recognize that complexity and consumer confusion have hampered these financial products. Although they may...

Roth IRAs (individual retirement accounts) are increasingly popular in legacy planning because of their tax-free benefits on...

Old 401(k)s are a little like the old clothes in the back of your closet. You know you should do something about them—try them on and...

The IRS has announced the annual inflation adjustments for the year 2025, including tax rate schedules, tax tables and cost-of-living...

Even though the owner of a limited liability company (LLC) is generally protected from a lawsuit originating from inside of an LLC — the...

The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) increased by 0.2% on a seasonally adjusted basis in...

If you’re planning to leave your heirs any sort of inheritance with your estate plan, you’re already giving them a valuable financial leg...

Investors might be forgiven for not being aware of all of the provisions Congress put into the landmark retirement law it passed more...

As you near retirement, tax strategies become increasingly important not only in your day to day life but also on your investments. An...

The Secure Act has eliminated the stretch IRA for most people who are inheriting an IRA or 401(k). Now, beneficiaries who inherit an IRA...

The SECURE 2.0 Act is a recently enacted significant piece of legislation that has brought about substantial changes to the retirement...

The IRS has announced the annual inflation adjustments for the year 2024, including tax rate schedules, tax tables and cost-of-living...

Tax Day is almost here for most people, so you'll want to file your federal income tax return soon to avoid IRS penalties. The last day...

Tax season is here, and many investors are looking at their capital gains and losses in 2023 to determine what they will owe in taxes....

Key Takeaways Money can’t stay in an IRA or 401(k) forever. Your required beginning date, or RBD, is when you have to start taking the...

Inherited IRA beneficiaries should be aware of several important tax considerations — especially considering recent rule changes and...

Deciding when to take Social Security benefits is one of the most important questions to answer in planning your retirement strategy....

The holiday season is the perfect time for families to discuss charitable giving. With everyone gathered for holiday get-togethers, an...

Cooling inflation and a recent stock market surge have delivered a welcome comeback for many retirement savings accounts. Toss in the...

The gift tax exclusion (a.k.a., the gift tax limit or gift tax exemption) allows you to give money or property each year to family...