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    SECURE Act 2.0: 14 Ways the Proposed Law Could Change Retirement Savings
    RetirementGuy
    • Apr 18
    • 1 min

    SECURE Act 2.0: 14 Ways the Proposed Law Could Change Retirement Savings

    Americans saw a number of changes to their retirement savings plans when the Setting Every Community Up for Retirement Enhancement Act,...
    13 views0 comments
    11 Reasons to File a Tax Return Even If You Don't Have To
    RetirementGuy
    • Mar 31
    • 1 min

    11 Reasons to File a Tax Return Even If You Don't Have To

    Filling out tax forms is a pain in the you-know-what. So why on earth would anyone file a tax return if they don't have to? Well,...
    91 views0 comments
    Calculating Taxes on Social Security Benefits
    RetirementGuy
    • Mar 10
    • 1 min

    Calculating Taxes on Social Security Benefits

    Many people are surprised to learn that Social Security benefits can be taxed. After all, why is the government sending you a payment one...
    108 views0 comments
    14 IRS Audit Red Flags for Retirees
    RetirementGuy
    • Mar 3
    • 1 min

    14 IRS Audit Red Flags for Retirees

    While the overall individual audit rates are extremely low, the odds increase significantly as your income goes up, as it might if you...
    131 views0 comments
    "Above-the-Line" Deductions for Your 2021 Tax Return
    RetirementGuy
    • Feb 3
    • 1 min

    "Above-the-Line" Deductions for Your 2021 Tax Return

    Understanding long-term care options Relatively few Americans itemize deductions on their tax return. You can either claim the standard...
    117 views0 comments
    6 End Of Year Tax Planning Tips For 2021
    RetirementGuy
    • Dec 16, 2021
    • 1 min

    6 End Of Year Tax Planning Tips For 2021

    As the year comes to an end, it's important to start planning your 2021 taxes to reduce your obligations wherever possible. Thinking...
    134 views0 comments
    A Simple RMD Mistake That Can Cost Retirees Thousands
    RetirementGuy
    • Nov 23, 2021
    • 1 min

    A Simple RMD Mistake That Can Cost Retirees Thousands

    It is fairly common for people taking required minimum distributions out of retirement accounts, such as IRAs, to pull out more than the...
    159 views0 comments
    IRS Announces 2022 Retirement Plan Contribution and Benefit Limits
    RetirementGuy
    • Nov 5, 2021
    • 1 min

    IRS Announces 2022 Retirement Plan Contribution and Benefit Limits

    The IRS has announced contribution and benefit limits for qualified retirement plans for 2022. The contribution limit for employees who...
    76 views0 comments
    The Downside of Delaying RMDs
    RetirementGuy
    • Oct 14, 2021
    • 1 min

    The Downside of Delaying RMDs

    It took more than four decades for congress to raise the age for required minimum distributions in 2019 from 70½ to 72. Less than two...
    179 views0 comments
    Giant COLA: Mixed blessing!
    RetirementGuy
    • Oct 14, 2021
    • 1 min

    Giant COLA: Mixed blessing!

    Official confirmation that the January cost of living adjustment (COLA) for federal retirees will be 5.9% is good news. Up to a point! It...
    85 views0 comments
    Is the Door Closing on Backdoor Roth IRAs?
    RetirementGuy
    • Sep 23, 2021
    • 1 min

    Is the Door Closing on Backdoor Roth IRAs?

    The 'mega-backdoor Roth IRA' is on the chopping block, too, but neither is a done deal. On Sept. 13, Democrats on the House Ways and...
    120 views0 comments
    RetirementGuy
    • Sep 16, 2021
    • 1 min

    7 Ways The New Tax Bill Could Impact Retirement Planning

    The Ways and Means Committee released the first draft of a major tax bill this week. While it is mostly aimed at increasing taxes to pay...
    166 views0 comments
    33 States with No Estate Taxes or Inheritance Taxes
    RetirementGuy
    • Aug 5, 2021
    • 1 min

    33 States with No Estate Taxes or Inheritance Taxes

    The Tax Cuts and Jobs Act raised the federal estate tax exemption considerably. Before the tax reform law, it was $5.49 million per...
    125 views0 comments
    8 Retirement Distribution Strategies That Will Make Your Money Last
    RetirementGuy
    • Jul 15, 2021
    • 1 min

    8 Retirement Distribution Strategies That Will Make Your Money Last

    Saving money for retirement is only part of ensuring a financially secure future. The other half involves making smart decisions about...
    196 views0 comments
    Biden Policies to Impact Stock Markets
    RetirementGuy
    • May 20, 2021
    • 6 min

    Biden Policies to Impact Stock Markets

    While presidential policies matter, policies never move markets uniformly Will the policies of the Biden Administration have a negative...
    91 views0 comments
    Easy to use Payroll Withholding Calculator
    RetirementGuy
    • Apr 1, 2021
    • 1 min

    Easy to use Payroll Withholding Calculator

    Use the 2021 W-4 Tax Withholding Calculator and optimize your paycheck tax withholdings and update your W-4. Input your information in...
    48 views0 comments
    Now Is the Time to Convert Your Traditional IRA to a Roth
    RetirementGuy
    • Mar 26, 2021
    • 1 min

    Now Is the Time to Convert Your Traditional IRA to a Roth

    THE IMPACT OF THE pandemic along with low tax rates makes 2021 an opportune time to convert a traditional individual retirement account...
    146 views0 comments
    How to Minimize Social Security Taxes
    RetirementGuy
    • Mar 11, 2021
    • 1 min

    How to Minimize Social Security Taxes

    Retirees with low incomes or whose only source of income is Social Security generally don't pay income tax on their Social Security...
    177 views0 comments
    Beware Scams at Tax Time
    RetirementGuy
    • Mar 4, 2021
    • 2 min

    Beware Scams at Tax Time

    Here’s what to know and how to protect yourself. Identity thieves often swipe your bank or credit card account numbers, birth date...
    43 views0 comments
    RMD Strategies to Help Ease Your Tax Burden
    RetirementGuy
    • Feb 10, 2021
    • 1 min

    RMD Strategies to Help Ease Your Tax Burden

    Many people who save money in traditional 401(k)s, Individual Retirement Accounts (IRAs) or other tax-deferred investment vehicles do so...
    221 views0 comments
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