RETIREMENTGUY

The IRS has issued final regulations addressing SECURE 2.0 Act changes regarding retirement plan catch-up contributions, including...

The One Big Beautiful Bill (OBBB) brought a considerable number of changes across a full spectrum of American institutions. With so much...

After years of anxiety over the scheduled sunset of the Tax Cuts and Jobs Act (TCJA) at the end of 2025, the widely anticipated...

On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces...

If you’re retired or planning to retire in the next decade, Congress just made decisions that directly affect you and your financial...

When it comes to individual retirement accounts (IRAs), the opportunities for errors are seemingly endless — and costly. With roughly 58...

It’s been over four years since the SECURE Act upended the rules for beneficiary IRA required minimum distributions (RMDs), and there’s...

For a vehicle with an annual contribution limit of just $7,000 ($8,000 for those over 50), investors sure have a lot riding on IRAs....

Any annuity definition should recognize that complexity and consumer confusion have hampered these financial products. Although they may...

Roth IRAs (individual retirement accounts) are increasingly popular in legacy planning because of their tax-free benefits on...

Old 401(k)s are a little like the old clothes in the back of your closet. You know you should do something about them—try them on and...

The IRS has announced the annual inflation adjustments for the year 2025, including tax rate schedules, tax tables and cost-of-living...

Even though the owner of a limited liability company (LLC) is generally protected from a lawsuit originating from inside of an LLC — the...

The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) increased by 0.2% on a seasonally adjusted basis in...

If you’re planning to leave your heirs any sort of inheritance with your estate plan, you’re already giving them a valuable financial leg...

Investors might be forgiven for not being aware of all of the provisions Congress put into the landmark retirement law it passed more...

As you near retirement, tax strategies become increasingly important not only in your day to day life but also on your investments. An...

The Secure Act has eliminated the stretch IRA for most people who are inheriting an IRA or 401(k). Now, beneficiaries who inherit an IRA...

The SECURE 2.0 Act is a recently enacted significant piece of legislation that has brought about substantial changes to the retirement...

The IRS has announced the annual inflation adjustments for the year 2024, including tax rate schedules, tax tables and cost-of-living...