top of page
Search


Annual IRA audit: How to catch the costliest retirement account mistakes
When it comes to individual retirement accounts (IRAs), the opportunities for errors are seemingly endless — and costly. With roughly 58...

RetirementGuy
Jul 31 min read


Indexed Variable Annuities: Navigating The Balance Between Risk And Reward
Navigating the intricate waters of retirement planning is laden with challenges, paramount among which is the looming shadow of sequence...

RetirementGuy
Jun 121 min read


Your Retirement and Sequence of Returns Risk
Introduction Retirement planning is a complex endeavor that requires careful consideration of numerous financial factors to ensure a...

RetirementGuy
Jun 59 min read


RMDs for IRA Cheatsheet
It’s been over four years since the SECURE Act upended the rules for beneficiary IRA required minimum distributions (RMDs), and there’s...

RetirementGuy
Jun 51 min read


Ed Slott: How Roth IRAs Can Help With Estate Planning
You call the Roth IRA the Swiss Army knife of tax planning. I’m wondering if you can talk about what you see as the chief tax advantages....

RetirementGuy
May 291 min read


The Market Downturn Is an Opportunity to Rebalance Portfolios: Strategic Outlook, Safe-Haven Assets, and “Cheap” Equities
In a week marked by the release of macro data—including the first-quarter GDP in the U.S.—and the completion of the first 100 days of the...

RetirementGuy
May 81 min read


SEP IRA vs. Solo 401(k): Which Is Better?
It's great being your own boss — until you have to wade through the alphabet soup of SEP IRAs and other retirement plans. Whether you're...

RetirementGuy
May 81 min read


20 IRA Mistakes to Avoid
For a vehicle with an annual contribution limit of just $7,000 ($8,000 for those over 50), investors sure have a lot riding on IRAs....

RetirementGuy
Feb 61 min read


Eight Reasons Why Your Home Insurance Costs Are Surging
It's no secret that home insurance costs are rising, in large part due to increased claims from floods or other natural disasters,...

RetirementGuy
Feb 61 min read


Annuity Definition and 14 Terms You Need to Know
Any annuity definition should recognize that complexity and consumer confusion have hampered these financial products. Although they may...

RetirementGuy
Jan 161 min read


How to Roll Over an Old 401(k)
Old 401(k)s are a little like the old clothes in the back of your closet. You know you should do something about them—try them on and...

RetirementGuy
Jan 21 min read
How To Save For Major Purchases In 2025 In Today’s Rate Environment
Saving for big dreams—a house, car or wedding—doesn’t mean surviving on ramen, but it does take thoughtful planning. Inflation is driving...

RetirementGuy
Dec 12, 20241 min read


5 Ways to Be a Savvy Investor in 2025
Christine, let’s find out how to be more savvy in 2025 with our investments. Your first tip for the year ahead is to make sure that...

RetirementGuy
Dec 12, 20241 min read


12 Essential Tips Every Beginner Should Know About Investing
Investing can be both exciting and daunting, especially for newcomers who face a myriad of choices. To build a successful investment...

RetirementGuy
Nov 14, 20241 min read


How Trusts Can Be Used to Protect LLCs From Creditors
Even though the owner of a limited liability company (LLC) is generally protected from a lawsuit originating from inside of an LLC — the...

RetirementGuy
Nov 14, 20241 min read


What Investors Should Focus on After Election Day
Plenty of pundits and market strategists will be giving their postelection analysis in the coming weeks and months. And market volatility...

RetirementGuy
Nov 14, 20241 min read


What To Expect For Interest Rates From The November Fed Meeting
On November 7, the Federal Open Market Committee is expected to again lower interest rates after an initial cut on September 18. Markets...

RetirementGuy
Oct 3, 20241 min read


What Is Infinite Banking and How To Start Being Your Own Bank (2024 Guide)
Infinite banking is the practice of overfunding a permanent life insurance policy so you can borrow against its cash value. It’s an...

RetirementGuy
Aug 29, 20241 min read


4 Strategies For Retirees To Protect Against Stock Market Crashes
Are you a pre-retiree or retiree who’s nervous about the recent stock market volatility? Worried that it might be the start of a stock...

RetirementGuy
Aug 15, 20241 min read


The ‘Three-Legged Stool’ of Retirement Is Missing a Leg
Once, the tale goes, American workers relied upon a three-legged stool for their retirement income: 1) Social Security, 2) pensions, and...

RetirementGuy
Jul 31, 20241 min read
bottom of page