Downside protection in your investment account
Are you looking to protect your portfolio from some downside risk but want to avoid an annuity or going all to cash? Have you heard of...
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RetirementGuy
- Sep 14
- 1 min
Annuities Have an Awareness Problem: Why That Matters
In the 1934 comedy classic It’s a Gift, W.C. Fields’ character encounters an aggressive, slick-talking annuities salesman in an indelible...
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RetirementGuy
- Sep 14
- 1 min
The Problem With 401(k) Catch-Up Contributions for 2024
Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions...
47 views0 comments
RetirementGuy
- Aug 24
- 1 min
How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement
Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...
112 views0 comments
RetirementGuy
- Aug 10
- 1 min
Free Goal & Retirement Calculator
Check this out if you want a free tool that provides goal and retirement planning. https://www.nerdwallet.com/calculator/retirement-calcu...
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RetirementGuy
- Jul 27
- 1 min
Chartbook - Market data in one concise PowerPoint
Schwab puts together a quarterly chartbook which provides data on markets, investing, commodities, bonds, stocks, tax, inflation data and...
43 views0 comments
RetirementGuy
- Jul 13
- 1 min
Best Variable Annuities of this month
A variable annuity is a way to get the stability of a traditional annuity product with the gains of an investment account—for a price....
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RetirementGuy
- Jun 15
- 1 min
Want to Get Rich and Stay Rich? Avoid 10 Investing Mistakes
Sometimes it’s not making all the right moves but avoiding making the wrong ones that can make all the difference. Take investing, for...
195 views0 comments
RetirementGuy
- Jun 1
- 1 min
6 Ways To Begin Your Retirement Planning In Your 20s
When you’re in your 20s, retirement seems like a lifetime away. But life happens fast. If you want to enjoy your golden years, you’ll...
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RetirementGuy
- May 25
- 1 min
Debt Ceiling Crisis: What Did Stocks Do the Last Time the U.S. Nearly Defaulted?
The halting pace of negotiations over the debt ceiling crisis is quite understandably making market participants increasingly nervous....
76 views0 comments
RetirementGuy
- May 18
- 1 min
7 of the Best High-Dividend ETFs
Thanks to rising interest rates, fixed-income investors can once again enjoy competitive yields on assets like Treasury bills and...
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RetirementGuy
- May 4
- 1 min
Independent Contractors vs. Employees: There's a Difference
It is important to be productive and earn money in our society; any successful person knows that and, in addition, should understand...
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RetirementGuy
- Apr 27
- 1 min
Money Market Account Vs. High-Yield Savings Account
With so many savings options out there, deciding where to store your cash can be challenging. Both money market accounts and high-yield...
104 views0 comments
RetirementGuy
- Apr 20
- 1 min
Why Treasury Bills Are a Good Bet
Savings rates have continued to go up this year, so if you’ve been looking for a place to store your savings and earn interest in the...
95 views0 comments
RetirementGuy
- Mar 23
- 1 min
Publicly Traded REITs vs. Non-Traded REITs: What’s the Difference?
REITs come in many different forms, with varying criteria. However, many prospective investors might not understand the differences — and...
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RetirementGuy
- Mar 9
- 1 min
Annuities: 10 Things You Should Know
Out of favor for a long while, annuities — the controversial and often misunderstood long-term insurance contracts — are getting more...
67 views0 comments
RetirementGuy
- Mar 2
- 1 min
Rates for various Cash & Cash Equivalent Products
How is your cash? Sitting idle? Is your bank still paying less than 1% on deposits? Check out this list of cash and cash equivalent...
126 views0 comments
RetirementGuy
- Mar 2
- 1 min
Tax-Deferred Retirement-Bucket Portfolios for Mutual Fund Investors
These model portfolios are geared toward retired investors who are drawing upon their tax-deferred accounts to meet a portion of their...
74 views0 comments
RetirementGuy
- Feb 2
- 1 min
Maximizing Your Investment Strategies In A Volatile Market
Recently, Morgan Stanley’s Mike Wilson warned of the stock market's "hall of mirrors," — saying that the recent uptick in market...
85 views0 comments
RetirementGuy
- Jan 18
- 1 min
Annuity vs. Mutual Fund: What’s The Difference?
An annuity is a contract between you and an insurance company that’s designed to provide a steady stream of income during retirement. You...
52 views0 comments
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