Best High-Yield Savings Accounts — October 2025

High-yield savings accounts give you a chance to reach your savings goal quickly. How? By offering you rates that outpace inflation with no account fees or minimums.

However, you want to act fast to maximize gains. The Federal Reserve cuts interest rates at its September meeting. And the smart bet is they'll do it again when they meet next week.

While rate cuts can lower how much you earn, rates are still high enough to help you outpace inflation. Here's a look at the best top high-yield savings accounts to consider, how much you can earn and the pros and cons of using one.

https://www.kiplinger.com/personal-finance/best-high-yield-savings-accounts