What Is Infinite Banking and How To Start Being Your Own Bank (2024 Guide)
Infinite banking is the practice of overfunding a permanent life insurance policy so you can borrow against its cash value. It’s an...
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RetirementGuy
- May 9
- 1 min
Best Term Life Insurance Companies: Expert-Rated In 2024
We evaluated costs and policy features for 20 large life insurers and found that Corebridge Financial, Pacific Life, Protective and...
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RetirementGuy
- Nov 16, 2023
- 1 min
It’s Open Enrollment Season. Have You Taken a Good Look at an HSA?
What Is an HSA, and How Does It Work? Employees covered by qualifying HDHPs are also allowed to contribute to an HSA. The parameters for...
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RetirementGuy
- Aug 28, 2023
- 1 min
Some Annuities Offer Big LTC Benefits Boosts
True Tamplin thinks one annuity feature that agents and advisors should consider talking more about is long-term care benefits boosters....
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RetirementGuy
- Jul 20, 2023
- 1 min
Americans Don’t Love Their Insurance, but Most Don’t Shop Around
Over the past 12 months, the cost of insurance has prompted more than 1 in 10 Americans who own insurance aside from health care coverage...
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RetirementGuy
- Jun 8, 2023
- 1 min
Retirement Planning with Life Insurance
When it comes to retirement planning, most people think of traditional retirement savings vehicles like 401(k) plans, IRAs and Social...
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RetirementGuy
- Jun 8, 2023
- 1 min
What Is Indexed Universal Life Insurance and How Does It Work?
Life insurance is often put into two groups. You’ve got term life insurance, which has no cash value unless you pass. Or you’ve got whole...
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RetirementGuy
- May 25, 2023
- 1 min
Where to get the best employee benefits across the US
As graduates look to jump-start their careers this summer, they may want to pay extra attention to where their potential employer is...
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RetirementGuy
- May 11, 2023
- 1 min
The 9 Pros and 7 Cons of Whole Life Insurance
It's no secret that I'm not a big fan of whole life insurance. I owned a policy for seven years before canceling it (for a minus-33%...
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RetirementGuy
- Feb 16, 2023
- 1 min
Where Disability Benefits Are Worth the Most: How Your State Stacks Up
According to data released in 2022, the average SSDI benefit for disabled workers is $1,358.30 per month. The exact value of someone’s...
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RetirementGuy
- Feb 9, 2023
- 1 min
What Is Hybrid Long-Term Care Insurance?
Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help...
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RetirementGuy
- Dec 15, 2022
- 1 min
Social Security Disability Insurance: What It Is and How It Pays
Social Security disability insurance (SSDI) is similar in some ways to private or corporate-sponsored disability plans. In other words,...
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RetirementGuy
- Oct 6, 2022
- 1 min
A guide to finding the best affordable health insurance plan
Health insurance premiums across the US cost an average of $438 monthly per person, according to the latest marketplace benchmark...
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RetirementGuy
- Sep 29, 2022
- 1 min
What You Need to Know About Life Insurance Settlements
Your life insurance monthly premium can start looking less and less appealing once you’ve retired. It’s a scenario Dan Simon, a...
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RetirementGuy
- Sep 22, 2022
- 1 min
Tired of Pricey Life Insurance Premiums? 4 Ways to Manage a Policy When You Retire
You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the...
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RetirementGuy
- Sep 15, 2022
- 1 min
The truth about 10 common car insurance myths
If you own a vehicle, chances are you have a car insurance policy — coverage is legally required in nearly every state. But how well do...
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RetirementGuy
- Sep 8, 2022
- 1 min
Having a Long-Term Care Plan Is Crucial. Here Are 2 Hybrid Policy Types to Consider.
For millions of baby boomers, Gen-Xers, and millennials who have no long-term care strategy, the pandemic has sent a message: Act now or...
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RetirementGuy
- Aug 25, 2022
- 1 min
The Best Annuities for Income and Growth
These are boom times for annuities, which are providing retirement savers and investors with not only their hallmark stability during...
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RetirementGuy
- Jul 14, 2022
- 1 min
Top Five Mistakes To Avoid When Buying an Annuity
Investing in annuities can be a hot-button issue for some people. Some financial advisors love them and others hate them. I am more of an...
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RetirementGuy
- Jun 30, 2022
- 1 min
Top Considerations for Life and Long-Term Care Insurance (FEGLI and FLTCIP)
FEGLI, or the Federal Employee Group Life Insurance program is a benefit offered to federal employees as a part of their overall FERS...
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