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Writer's pictureRetirementGuy

Retirement Planning with Life Insurance

When it comes to retirement planning, most people think of traditional retirement savings vehicles like 401(k) plans, IRAs and Social Security benefits. Many times, we gloss over life insurance products, as they may not be an obvious solution for retirement income planning or tax minimization planning since they are designed primarily for the death benefit they offer.


However, select cash-value life insurance products, such as an indexed universal life (IUL) insurance policy, might also be a valuable tool for your retirement. This assumes, of course, that you are healthy enough to qualify for coverage both medically and perhaps financially and the policy costs support the expected benefits of the product. In this article, we'll explore how IULs can be used to supplement your retirement income.


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