RETIREMENTGUY

Three things are true about long-term care, though many Americans don’t want to believe it: You are very likely to need it in old age. It will cost a lot more than you think. And, no, Medicare won’t pay for it. Two recent studies help explain how Americans think about the financial aspects of their long-term care needs, and why they are so poorly prepared. But the results also may hold a key to future policy solutions to the challenges of funding personal care in old age....

Health care, possibly including long-term care, may be one of your largest expenses and potential key risks when planning for retirement....

The cost of medical care has been a decades-old debate in America. Some argue health care should be free for all, while others support a...

Navigating all of life’s curveballs can be one of the hardest parts of responsible life planning. No one can predict exactly what life...

Today is World Alzheimer’s Day, a global effort to raise awareness and challenge the stigma around Alzheimer's disease. We read about it,...

Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help...

You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the...

For millions of baby boomers, Gen-Xers, and millennials who have no long-term care strategy, the pandemic has sent a message: Act now or...

I’ve mentioned before that healthcare costs for the average American couple retiring at 65 will be enormous: An estimated $315,000 over...

“I have been shopping for long-term care policies over the last several months and feel very confused, frustrated and overwhelmed,” wrote...

For some, retirement means "where will we play today's round of golf?" For others, it could mean, "do I pay for my meds or my rent?" In...