“I have been shopping for long-term care policies over the last several months and feel very confused, frustrated and overwhelmed,” wrote Sheila Mabbitt, 50, an airline pilot living outside Nashville, Tennessee. Mabbitt wanted policies for herself and her husband, Mike Sturm, a 59-year-old landscaper. She’s in good health. He has type 2 diabetes, which is under control. Their bigger concern was that his mother had Alzheimer’s. “We just want to be sure that if he needs memory care, it’s available to us,” she explained.
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