RETIREMENTGUY

Retirement is often seen as a time to relax and enjoy the fruits of one's labor. However, for many retirees , it's also an opportunity to...

After years of anxiety over the scheduled sunset of the Tax Cuts and Jobs Act (TCJA) at the end of 2025, the widely anticipated...

While the first year of retirement generally features fewer keg parties, football tailgates and all-nighters, it shares one unique...

A fact of life: Someday you may need long-term care. That means you might need help at home with such basic daily activities as bathing,...

On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces...

Hi, and welcome to The Long View . I’m Christine Benz, director of personal finance and retirement planning for Morningstar. Today on the...

According to TD Ameritrade, there’s a growing trend of Americans ages 40 to 79 dipping into retirement funds early. But retirement pay is...

The final decade leading up to retirement, and the first decade of retirement itself, form a retirement danger zone, where the size of...

Planning for retirement takes time and focus to get right. The sooner you start making a retirement plan, the more money you can save and...

Navigating the intricate waters of retirement planning is laden with challenges, paramount among which is the looming shadow of sequence...

Introduction Retirement planning is a complex endeavor that requires careful consideration of numerous financial factors to ensure a...

Retirement has long been associated with leisure, relaxation, and winding down from a long career. But as more individuals confront the...

You call the Roth IRA the Swiss Army knife of tax planning. I’m wondering if you can talk about what you see as the chief tax advantages....

Retirement income can vary drastically across the United States. In some cities, retirees enjoy an average annual income of more than...

Workers heading into retirement and those already there typically prioritize income management, which means covering all the bases...

Portfolio rebalancing is the practice of realigning a portfolio’s allocation to the allocation percentages originally chosen by an...

Financial planning involves the interplay of multiple, often complex variables. Think: current and future savings and expenses, projected...

Some might think that having $4 million is enough for a luxury retirement, but with so much economic uncertainty, it makes sense to ask...

Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants,...

Retirement often feels like the light at the end of the tunnel — a time to relax, enjoy life, and finally pursue the dreams that were put...