RETIREMENTGUY

Retirement is a major milestone that brings many life changes. One thing that doesn't change for most people: the fear of running out of money. According to ...

By Mary Jo Heins ONE: You Pay More for Medicare Parts B & D if you Have a Higher Income If you google “Medicare premium”, you’ll most often see $144.60 site...

This article highlights the important point that retirees and aspiring retirees need to know that it is very possible your social security benefit could be c...

Dubbed “gray divorce” by some, calling it quits during your senior years may no longer be a decision that raises eyebrows. The divorce rate for those ages 50...

Need additional financial support due to COVID-19? As a last resort, consider a CRD (Corona Virus Related Distribution) from your IRA or a loan from your Com...

One of the most overused words in the investment management space is "risk tolerance". It is almost purported that those who clearly know their risk toleranc...

Have you ever entertained thoughts of taking an early retirement? Suppose you’re age 55 and could take home a pension income that amounted to 60% of your pay...

Success is achieved by time in the market, not in trying to time the market For the past two months, the market declines and market rallies have been histori...

Hardship Distribution from IRA Normally, hardship distributions are subject to a 10% tax penalty for early withdrawal. The CARES Act makes it cheaper to make...

Financial advisers will tell you that the most telling -- and risky -- years of your retirement are the five before you leave the 9-to-5 world, and the five ...

When preparing for your retirement, think about how much income you may need each year to fund the lifestyle you want. To help maintain your living standard,...

If you are nearing retirement or just beginning to plan for it, you may be surprised to learn that you may need 70% to 100% of your annual income in order to...