Four Threats to the Distribution Phase of Retirement
When discussing the difference between the accumulation and distribution phases of retirement, the classic metaphor used by financial...
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RetirementGuy
- Sep 14
- 1 min
Retiring soon? Why Des Moines might be the best spot for you to settle
When you think retirement haven, Florida or a warm, southern state probably comes to mind. But, why not Iowa? Less than two months ago,...
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RetirementGuy
- Sep 14
- 1 min
The Problem With 401(k) Catch-Up Contributions for 2024
Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions...
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RetirementGuy
- Sep 7
- 1 min
Think of Retirement as the Goal, Not the Vision
The idea of having a vision is often emphasized in the corporate world, with professional vision statements and self-development work...
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RetirementGuy
- Sep 7
- 1 min
How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement
Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...
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RetirementGuy
- Aug 28
- 1 min
How to Help Your Children Buy a Home
If you want to help your children buy a home there are a number of ways to go about it, ranging from family loans to outright gifts....
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RetirementGuy
- Aug 24
- 1 min
First Year of Retirement: 7 Money Mistakes You Absolutely Shouldn’t Make
You’re finally ready to enjoy your golden years. After working hard for decades, you recently retired, and you’re trying to navigate your...
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RetirementGuy
- Aug 24
- 1 min
How To Balance Your Lifestyle and a Safe Withdrawal Rate in Retirement
Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...
112 views0 comments
RetirementGuy
- Aug 10
- 1 min
Free Goal & Retirement Calculator
Check this out if you want a free tool that provides goal and retirement planning. https://www.nerdwallet.com/calculator/retirement-calcu...
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RetirementGuy
- Aug 10
- 1 min
Why Retirees Need a Balanced Portfolio
The problem with that all-equity portfolio is that if you hit it exactly wrong, and you picked a terrible time to retire with that...
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RetirementGuy
- Aug 10
- 1 min
Top 10 Steps if You're 10 Years From Retirement
Retirement might be considered the grandest of milestones in a person’s professional life, but another often overlooked turning point...
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RetirementGuy
- Aug 3
- 1 min
Best Travel Rewards Credit Cards July 2023
This article covers our selection of best travel rewards credit cards. We may get compensation if you visit partner links on our site. We...
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RetirementGuy
- Jul 27
- 1 min
What is an annuity and when is it a smart investment?
If you’re nearing retirement, one of the most important (and potentially stressful) questions you have to ask yourself is “do I have...
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RetirementGuy
- Jul 27
- 1 min
How to Avoid Outliving Your Retirement Savings
Most people look forward to retirement and the prospect of new hobbies, travel and quality time with family. Improvements in medical care...
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RetirementGuy
- Jul 20
- 1 min
In Life (And Retirement) Money Won’t Buy You Happiness
The Beatles once said that money can’t buy you love, but money also can’t buy you happiness. Financial planners see people from across...
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RetirementGuy
- Jul 20
- 1 min
How to Optimize Taxes When You Tap Your Retirement Accounts
Typically, the conventional wisdom suggests a sequential approach to account withdrawal post-retirement, starting with taxable accounts,...
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RetirementGuy
- Jul 13
- 1 min
Retirement Requires a Shift in Mindset: Are You Ready for That?
When it comes to retirement planning, one should take priority over the other, considering that it is possible to retire without growth,...
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RetirementGuy
- Jul 13
- 1 min
13 States That Won't Tax Your Retirement Income
If you want to pay less taxes during retirement, moving to a state that won't tax your retirement income is an option. Some states tax...
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RetirementGuy
- Jun 29
- 1 min
4 Top Tips to Lead a Fulfilling Life After Retirement
Life after retirement can be the best time of your life. It can also be socially isolating, boring, and restrictive. The difference...
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RetirementGuy
- Jun 26
- 1 min
2023 Roth Conversion Calculator
Just updated for 2023: Use this Roth Conversion Calculator to understand the tax implications of doing a Roth conversion in 2023. Compare...
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