Retirement planning can’t protect you from the most common exit
- RetirementGuy
- 7 hours ago
- 1 min read
You’ve probably heard the classic retirement advice: if your savings fall short, just work a few more years. A longer career means more time to contribute to your 401(k), more employer matches, and a bigger Social Security check down the road.
The problem is that this plan assumes you get to choose when you stop working. For roughly half the people who retired last year, that choice was never theirs to make.
New data from the Employee Benefit Research Institute reveals just how fragile the “work longer” strategy has become. The findings should prompt every worker over 40 to rethink how they prepare for a career ending that comes earlier than expected.