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Here’s a simple way to save on retirement’s No. 1 expense

I’ve mentioned before that healthcare costs for the average American couple retiring at 65 will be enormous: An estimated $315,000 over the rest of their lives, according to Fidelity Investments, the Boston-based asset-management giant. That’s $315,00 beyond what Medicare will pay for.

But there’s one thing you can do to potentially save a boatload of that cash: Take a walk. Stretch. Swim. Just get moving. Keep active.

No doubt you’ve heard this umpteen times throughout your life, but it bears repeating. “People who participate in higher amounts of physical activity have a lower risk of mortality,” says a joint study by the National Institutes of Health (NIH) and AARP.

But this study—which took place over a 15-year period ending in 2019—attempted to answer an intriguing question: “Are different types of leisure time physical activity differentially associated with mortality risks among older adults?”

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