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The 9 Pros and 7 Cons of Whole Life Insurance

It's no secret that I'm not a big fan of whole life insurance. I owned a policy for seven years before canceling it (for a minus-33% cumulative return). Very few physicians and other high-income professionals need a whole life policy. Once they understand how it works, even those who own one don't usually want it. However, let's step back today and take an objective look at the pros and cons of whole life insurance.

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