RMDs for IRA Cheatsheet

It’s been over four years since the SECURE Act upended the rules for beneficiary IRA required minimum distributions (RMDs), and there’s still plenty of confusion about the new rules. The IRS did give us proposed SECURE Act regulations in February 2022, but those rules still haven’t been finalized. They have also raised a lot of new questions.

Here’s a cheat sheet on how the rules currently stand for IRAs inherited after 2019. (Pre-SECURE Act rules apply for IRAs inherited before 2020.)

https://irahelp.com/slottreport/a-cheat-sheet-for-ira-beneficiary-rmds/