RETIREMENTGUY

Every year, it can pay off to get organized and gather your tax documents early, both because you’re likely to receive your tax refund...

An annuity is a contract between you and an insurance company that’s designed to provide a steady stream of income during retirement. You...

Many people are good at saving up money for retirement. They manage expenses and build up their nest eggs steadily. But when it comes...

Retirement planning is complex and multi-faceted, and the strength of any retirement plan rests heavily on the robustness of the...

Like the previous retirement bill passed in 2019, SECURE (Setting Every Community Up For Retirement Enhancement), Secure 2.0 is based on...

There are some new rules for required minimum distributions (RMDs) from retirement savings accounts (e.g., traditional IRAs and 401(k)...

When you're planning for retirement, it's fun to contemplate all the travel, rounds of golf, entertainment and restaurant meals you have...

Historically, the traditional retirement savings plan largely consisted of a portfolio of stocks and bonds in a ratio of 60/40 or some...

The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of...

One of the biggest advantages of an annuity, tax deferral, can be lost when anyone other than a spouse inherits an annuity. Then, all...

The SECURE Act 2.0 caught a ride on the $1.7 trillion omnibus spending bill that was unveiled on December 19. While the bill presents...

If you'll recall, the original Secure Act was passed at the end of 2019. It raised the Retired Minimum Distributions (RMD) age to 72,...

Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...

Sequence of returns risk, also known as "order risk" or "timing risk," is a type of risk that occurs in the context of retirement...

There soon may be new retirement rules in place that could make it easier for Americans to accumulate retirement savings — and make it...

About 15% of American workers want to retire abroad, according to Dutch life insurance company Aegon’s latest “Retirement Readiness...

Social Security disability insurance (SSDI) is similar in some ways to private or corporate-sponsored disability plans. In other words,...

The Federal Reserve just raised interest rates again and continues to take an assertive stand against historically high inflation...