RETIREMENTGUY

A fact of life: Someday you may need long-term care. That means you might need help at home with such basic daily activities as bathing,...

On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces...

If you’re retired or planning to retire in the next decade, Congress just made decisions that directly affect you and your financial...

Hi, and welcome to The Long View . I’m Christine Benz, director of personal finance and retirement planning for Morningstar. Today on the...

When it comes to individual retirement accounts (IRAs), the opportunities for errors are seemingly endless — and costly. With roughly 58...

According to TD Ameritrade, there’s a growing trend of Americans ages 40 to 79 dipping into retirement funds early. But retirement pay is...

The final decade leading up to retirement, and the first decade of retirement itself, form a retirement danger zone, where the size of...

Planning for retirement takes time and focus to get right. The sooner you start making a retirement plan, the more money you can save and...

Navigating the intricate waters of retirement planning is laden with challenges, paramount among which is the looming shadow of sequence...

Introduction Retirement planning is a complex endeavor that requires careful consideration of numerous financial factors to ensure a...

It’s been over four years since the SECURE Act upended the rules for beneficiary IRA required minimum distributions (RMDs), and there’s...

Retirement has long been associated with leisure, relaxation, and winding down from a long career. But as more individuals confront the...

You call the Roth IRA the Swiss Army knife of tax planning. I’m wondering if you can talk about what you see as the chief tax advantages....

Retirement income can vary drastically across the United States. In some cities, retirees enjoy an average annual income of more than...

Workers heading into retirement and those already there typically prioritize income management, which means covering all the bases...

Portfolio rebalancing is the practice of realigning a portfolio’s allocation to the allocation percentages originally chosen by an...

Financial planning involves the interplay of multiple, often complex variables. Think: current and future savings and expenses, projected...

Some might think that having $4 million is enough for a luxury retirement, but with so much economic uncertainty, it makes sense to ask...