Best DIY financial planning software of 2025
- RetirementGuy
- 4 minutes ago
- 1 min read
Financial planning involves the interplay of multiple, often complex variables. Think: current and future savings and expenses, projected investment returns, evolving tax rates, debts, windfalls, hopes, dreams, the Social Security trust funds’ solvency and more.
Here’s where financial planning software sashays into the room for its hold-my-beer moment: Unlike piecemeal apps designed for budgeting, portfolio management and tax planning, these tools take into account the interaction between all aspects of your financial life at once with functionality that far exceeds what you get from even the most souped-up retirement calculators.
The best financial planning software allows you to track, analyze, project and play out what-if scenarios to chart a course of action to achieve your goals.