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Can You Build a Retirement Income Plan With Both Risk and Reliability?

Two very different strategies can help retirees’ retirement savings last their lifetime, and the one that works for you, or even a hybrid plan, may depend on your tolerance for risk. Let’s look at probability-based income planning vs. guaranteed income planning.

You can probably guess the types of questions financial advisers hear most often from hopeful retirees. They tend to go something like this:

Probability-Based Income Planning vs. Guaranteed Income Planning | Kiplinger

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