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Hit your retirement savings goal? It may be wise to unload some stocks

Investors who hit their retirement savings goal ahead of schedule may be wise to reduce their exposure to stocks in favor of safer assets.

Otherwise, a market crash might mean a huge loss and the need to sacrifice important goals like putting a kid through college or traveling the world, according to financial planners.

However, many investors should keep a stock allocation of at least 30% to hedge against inflation risk.

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