Retirement Philosophy: It’s Not Just About Accumulation

According to TD Ameritrade, there’s a growing trend of Americans ages 40 to 79 dipping into retirement funds early. But retirement pay is about more than just simple accumulation over time—you have to also focus on distributing that wealth with healthy sequencing.

While that may sound complicated, sequencing is really just about the timing—when and how you withdraw from your retirement account to make the most out of your money.

The standard practice focuses heavily on the accumulation stage of your retirement. It treats the distribution phase as a one-size-fits-all situation. As you’re about to see, however, this is far from the reality of a healthy retirement. Being smart about your distributions can make or break your retirement years.

https://www.forbes.com/sites/top-financial-security-professional/2022/11/09/retirement-philosophy-its-not-just-about-accumulation/