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The 10 cheapest U.S. states to retire—Florida doesn’t make the list

Don’t expect to find palm trees in this year’s most affordable state to retire.


West Virginia ranks as the least expensive state to retire in 2023, according to data from Bankrate’s “Best and Worst States to Retire” list. The state’s light tax burden and low cost of living may make it an attractive option for retirees.


To determine each state’s level of affordability, Bankrate reviewed data from a number of sources, including the Council for Community and Economic Research’s 2023 cost of living index and the Tax Foundation.


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