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The one retirement risk you're probably not preparing for? Depression

When you spend the majority of your adult life working, retirement may seem like it can't come soon enough. Essentially a decades-long vacation, retirement gives you plenty of opportunities to accomplish those bucket-list items you've been putting off for years.

And while it is an exciting time, it's also a drastic change. When you're used to having a job that consumes most of your waking hours, it can be tough to transition into a life of leisure. In some cases, retirement can even lead to a somewhat surprising problem: depression.

A study published in the Journal of Population Ageing found that those who were retired were about twice as likely to report feeling symptoms of depression than those who were still working. In addition, suicide rates for men are highest among those age 75 and older, according to data from the Centers for Disease Control and Prevention.

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