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What is retirement really like?

We hear a lot about how prepared (or ill-prepared) people are for retirement. But what’s life really like for people in retirement?

A fascinating new survey from the Age Wave research and consulting firm and Edward Jones, a financial services company — “Longevity and the New Retirement” — asked retirees. I’m sorry to tell you that the results were somewhat troubling.

The researchers asked 4,870 U.S. and Canadian retirees to describe how they were faring and then grouped them into four categories. The greatest percentage (31%) fell into what Age Wave and Edward Jones call the “Regretful Strugglers” camp.

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