RETIREMENTGUY

There are some new rules for required minimum distributions (RMDs) from retirement savings accounts (e.g., traditional IRAs and 401(k)...

When you're planning for retirement, it's fun to contemplate all the travel, rounds of golf, entertainment and restaurant meals you have...

The beginning of the year is also a good time to check on the new annual contribution limits for retirement and benefit accounts, many of...

One of the biggest advantages of an annuity, tax deferral, can be lost when anyone other than a spouse inherits an annuity. Then, all...

The SECURE Act 2.0 caught a ride on the $1.7 trillion omnibus spending bill that was unveiled on December 19. While the bill presents...

If you'll recall, the original Secure Act was passed at the end of 2019. It raised the Retired Minimum Distributions (RMD) age to 72,...

Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...

Sequence of returns risk, also known as "order risk" or "timing risk," is a type of risk that occurs in the context of retirement...

There soon may be new retirement rules in place that could make it easier for Americans to accumulate retirement savings — and make it...

The Federal Reserve just raised interest rates again and continues to take an assertive stand against historically high inflation...

Despite a growing need for investors to start thinking about their long-term care needs, a study from Lincoln Financial Group, found that...

Lists of retirement advice for the year to come generally all sound the same—but that’s not the case this year. Retiring during a bear...

Moving to a place with a lower cost of living can improve your retirement finances. If you sell a home in an expensive city and buy or...

Where does that take us going forward? How much higher can we go? And how will it impact your financial life, including your retirement?...

Two very different strategies can help retirees’ retirement savings last their lifetime, and the one that works for you, or even a hybrid...

Period certain income annuities have set income terms, making them useful for helping to fund early retirement or prefund a loan or large...

Gone are the days of retiring at age 65 only to live until age 70. For some people, retirement could last more than 30% of their lives. A...

Higher interest rates are good for our cash and checking accounts but are not always good for pension holders. Rising interest rates have...

When you were younger and busy building your nest egg, it’s likely you didn’t give much thought to the impact required minimum...

For anyone saving for retirement with a traditional or Roth IRA, the 2023 limit on annual contributions to their account goes up $500 –...