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8 Retirement Distribution Strategies That Will Make Your Money Last

Saving money for retirement is only part of ensuring a financially secure future. The other half involves making smart decisions about withdrawing that cash.

"It's having a plan for how and when to take money out of your retirement accounts," says Andrew Meadows, senior vice president of HR, brand + culture at Ubiquity Retirement + Savings, a firm that provides 401(k) accounts to small businesses.

Finance experts say there are a handful of retirement distribution strategies that can be used to stretch money further for a long retirement, and these can be combined and changed over time. Current market conditions, tax rates and a person's expected longevity are all factors that need to be considered.

Rather than pick a single method to use throughout retirement, talk to a financial advisor about how to make the following retirement withdrawal strategies work together.

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