Social Security Is Running Out of Time. What Happens Then?
Politicians often say that they're committed to protecting Social Security without getting specific about how they'll do it. But legislators elected to Congress in this year's midterm elections will likely need to show their hand on how to shore up the program's finances. The Social Security trustees project that the retirement trust fund will be exhausted in 2032—just six years from now. The combined retirement and disability funds are projected to run dry in 2034. Those are likely best-case projections, as key underlying factors have deteriorated over the past year.
Source: Morningstar, "Social Security Is Running Out of Time. What Happens Then?," by Mark Miller, Oct 14, 2026.
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