RETIREMENTGUY

On November 7, the Federal Open Market Committee is expected to again lower interest rates after an initial cut on September 18. Markets...

Infinite banking is the practice of overfunding a permanent life insurance policy so you can borrow against its cash value. It’s an...

Are you a pre-retiree or retiree who’s nervous about the recent stock market volatility? Worried that it might be the start of a stock...

Once, the tale goes, American workers relied upon a three-legged stool for their retirement income: 1) Social Security, 2) pensions, and...

Key Takeaways When it comes to taxes, inflation is great … The rates don’t change, but the brackets expand each year. When they expand,...

One of the most common questions in investing is regarding the right asset allocation. The answer truly depends on your needs, risk...

It’s not too late to fill out the Free Application for Federal Student Aid—not even for the school year that is just ending. The official...

The April Consumer Price Index (CPI) showed that inflation moderated last month, but a data-dependent Federal Reserve will likely need to...

While investing in a mega backdoor Roth isn’t suitable to all investors, if your profile fits the bill, you can avail yourself of a way...

Want a way to see how your portfolio has done, known as backtesting, and see other return and risk metrics? Check out this tool, perfect...

Roughly 70% of Americans have financial regrets from 2023, according to a Credit Karma study. The most common one is not saving money...

Investing with a specific time horizon in mind is a critical aspect of financial planning. A 4-year time horizon sets a defined period...

As technology stocks ascended in the second half of the 1990s, employee stock options were the dominant form of equity compensation, with...

WASHINGTON (AP) — The Federal Reserve kept its key short-term interest rate unchanged Wednesday for a second straight time but left the...

Off-the-shelf asset-allocation guidance doesn’t vary significantly for people who are still accumulating assets for retirement. Sure,...

If you’re looking to find a great high-yield savings account, but want to avoid any pesky fees, you’re in luck. Many savings accounts let...

Susan Dziubinski: Hi, I’m Susan Dziubinski with Morningstar. We’re entering the fourth quarter, and that means the clock is ticking on...

The increasing likelihood of a government shutdown is spotlighting several federal agencies. But the IRS has been in the news lately,...

Are you looking to protect your portfolio from some downside risk but want to avoid an annuity or going all to cash? Have you heard of...

In the 1934 comedy classic It’s a Gift, W.C. Fields’ character encounters an aggressive, slick-talking annuities salesman in an indelible...