RETIREMENTGUY

Under SECURE 2.0, if you are at least 50 years old and earned $145,000 or more in the previous year, you can make catch-up contributions...

Lifestyle considerations are the next key takeaway as we think about the conclusions that we can use to inform starting safe withdrawal...

Check this out if you want a free tool that provides goal and retirement planning. https://www.nerdwallet.com/calculator/retirement-calcu...

Schwab puts together a quarterly chartbook which provides data on markets, investing, commodities, bonds, stocks, tax, inflation data and...

A variable annuity is a way to get the stability of a traditional annuity product with the gains of an investment account—for a price....

Sometimes it’s not making all the right moves but avoiding making the wrong ones that can make all the difference. Take investing, for...

When you’re in your 20s, retirement seems like a lifetime away. But life happens fast. If you want to enjoy your golden years, you’ll...

The halting pace of negotiations over the debt ceiling crisis is quite understandably making market participants increasingly nervous....

Thanks to rising interest rates, fixed-income investors can once again enjoy competitive yields on assets like Treasury bills and...

It is important to be productive and earn money in our society; any successful person knows that and, in addition, should understand...

With so many savings options out there, deciding where to store your cash can be challenging. Both money market accounts and high-yield...

Savings rates have continued to go up this year, so if you’ve been looking for a place to store your savings and earn interest in the...

REITs come in many different forms, with varying criteria. However, many prospective investors might not understand the differences — and...

Out of favor for a long while, annuities — the controversial and often misunderstood long-term insurance contracts — are getting more...

How is your cash? Sitting idle? Is your bank still paying less than 1% on deposits? Check out this list of cash and cash equivalent...

These model portfolios are geared toward retired investors who are drawing upon their tax-deferred accounts to meet a portion of their...

Recently, Morgan Stanley’s Mike Wilson warned of the stock market's "hall of mirrors," — saying that the recent uptick in market...

An annuity is a contract between you and an insurance company that’s designed to provide a steady stream of income during retirement. You...

Many people are good at saving up money for retirement. They manage expenses and build up their nest eggs steadily. But when it comes...

Historically, the traditional retirement savings plan largely consisted of a portfolio of stocks and bonds in a ratio of 60/40 or some...