RETIREMENTGUY

The SECURE Act 2.0 caught a ride on the $1.7 trillion omnibus spending bill that was unveiled on December 19. While the bill presents...

Here are ten things that you might consider doing before the end of the year to ensure that you are well-prepared for tax season and have...

Sequence of returns risk, also known as "order risk" or "timing risk," is a type of risk that occurs in the context of retirement...

Portfolio rebalancing may not be a good idea this year. You may want to avoid it altogether. I’m referring to the process of bringing...

Where does that take us going forward? How much higher can we go? And how will it impact your financial life, including your retirement?...

The primary benefit of investing in these communities under a qualified opportunity zone program is the deferral of capital gains tax...

Here’s the good news: The real estate your about-to-retire client owns has increased in value significantly since they bought it. The...

The world of investing is experiencing a significant shift from conventional to new evolved ways. In the last couple of years, passive...

How to make better financial decisions Have you ever gotten emotional about money? Even the most successful, rational investors sometimes...

An annuity is a contract between you and an insurance company. The goal is to provide you with guaranteed income in the future, typically...

For anyone saving for retirement with a traditional or Roth IRA, the 2023 limit on annual contributions to their account goes up $500 –...

Robo Advisors offering ‘automated investment advice’ are all the rage. Many have attracted venture capital, instantly catapulting them...

Late last year, in our 2022 U.S. Retirement Market Outlook, we expressed our concern that investment returns might be lower over the next...

Traders are pros at investing, and they understand the power of tax-free compounding while saving for retirement. However, wages are...

These are boom times for annuities, which are providing retirement savers and investors with not only their hallmark stability during...

There are two ways to think about dividend growth stocks. You can view them as companies consistently increasing their annual dividend...

f you’re planning to retire by 50, congratulations are in order. However, before you reach that celebratory milestone, you have a lot to...

Employer-sponsored retirement plans like 401(k)s offer a lot of savings, investment, and tax advantages, but you have to be paying...

Democrats and Republicans have begun arguing over whether the U.S. economy is in a recession ahead of a key data release on Thursday. But...

What is a MYGA? A MYGA, or Multi-Year Guaranteed Annuity, is a simple product that offers a guaranteed rate of return over a fixed period...