RETIREMENTGUY

Gone are the days of retiring at age 65 only to live until age 70. For some people, retirement could last more than 30% of their lives. A...

Higher interest rates are good for our cash and checking accounts but are not always good for pension holders. Rising interest rates have...

When you were younger and busy building your nest egg, it’s likely you didn’t give much thought to the impact required minimum...

For anyone saving for retirement with a traditional or Roth IRA, the 2023 limit on annual contributions to their account goes up $500 –...

The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit — or pension — plan replaced by defined...

We’ve all heard the problems with relying on numbers: garbage in, garbage out; liars figure, and figures lie; 87.2% of statistics are...

Whether you’re handling your investments on your own or working with a firm to handle them, it’s a good idea to understand what goes into...

Late last year, in our 2022 U.S. Retirement Market Outlook, we expressed our concern that investment returns might be lower over the next...

The pandemic caused tectonic shifts in the job market as workers young and old quit and searched for something better — in their work or...

Traders are pros at investing, and they understand the power of tax-free compounding while saving for retirement. However, wages are...

You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the...

In Canada, until 2008, “retirement” came at age 65. We don’t mean that 65 was the default, or age at which it was assumed a person would...

A recession is a common, if unpleasant, part of life. People who are retiring now have endured around six of them across a four-decade...

Asset allocation refers to how a portfolio is allocated to various asset classes that have different historical investment returns and...

In 2022, six more states have joined the ranks of those exempting, or partially exempting, military retirement pay from state income tax...

I’ve mentioned before that healthcare costs for the average American couple retiring at 65 will be enormous: An estimated $315,000 over...

Retirement plans could see some major changes if proposed new legislation is approved by Congress. “They have so many bills,” says Ed...

Well, okay. Spoiler alert: Florida made the top of the list for best states for retirement, according to a new bankrate.com survey. No...

These are boom times for annuities, which are providing retirement savers and investors with not only their hallmark stability during...

Conventional wisdom suggests you should save everything you can in tax-deferred retirement accounts to minimize taxes in the current year...