RETIREMENTGUY

The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit — or pension — plan replaced by defined...

We’ve all heard the problems with relying on numbers: garbage in, garbage out; liars figure, and figures lie; 87.2% of statistics are...

Whether you’re handling your investments on your own or working with a firm to handle them, it’s a good idea to understand what goes into...

Late last year, in our 2022 U.S. Retirement Market Outlook, we expressed our concern that investment returns might be lower over the next...

The pandemic caused tectonic shifts in the job market as workers young and old quit and searched for something better — in their work or...

Traders are pros at investing, and they understand the power of tax-free compounding while saving for retirement. However, wages are...

You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the...

In Canada, until 2008, “retirement” came at age 65. We don’t mean that 65 was the default, or age at which it was assumed a person would...

A recession is a common, if unpleasant, part of life. People who are retiring now have endured around six of them across a four-decade...

Asset allocation refers to how a portfolio is allocated to various asset classes that have different historical investment returns and...

In 2022, six more states have joined the ranks of those exempting, or partially exempting, military retirement pay from state income tax...

I’ve mentioned before that healthcare costs for the average American couple retiring at 65 will be enormous: An estimated $315,000 over...

Retirement plans could see some major changes if proposed new legislation is approved by Congress. “They have so many bills,” says Ed...

Well, okay. Spoiler alert: Florida made the top of the list for best states for retirement, according to a new bankrate.com survey. No...

These are boom times for annuities, which are providing retirement savers and investors with not only their hallmark stability during...

Conventional wisdom suggests you should save everything you can in tax-deferred retirement accounts to minimize taxes in the current year...

Anticipating retirement can evoke concern and uneasiness. You’ve focused on your career or the business you own, with the goal of...

How to invest your retirement money. When it comes to investment portfolios, retirees have a much different set of objectives, risk...

f you’re planning to retire by 50, congratulations are in order. However, before you reach that celebratory milestone, you have a lot to...

Retirement plans are as unique as the individuals who are looking forward to the day when work, at least as they know it, comes to an...