RETIREMENTGUY

Portfolio rebalancing is the practice of realigning a portfolio’s allocation to the allocation percentages originally chosen by an...

Financial planning involves the interplay of multiple, often complex variables. Think: current and future savings and expenses, projected...

Some might think that having $4 million is enough for a luxury retirement, but with so much economic uncertainty, it makes sense to ask...

In a week marked by the release of macro data—including the first-quarter GDP in the U.S.—and the completion of the first 100 days of the...

Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants,...

It's great being your own boss — until you have to wade through the alphabet soup of SEP IRAs and other retirement plans. Whether you're...

For a vehicle with an annual contribution limit of just $7,000 ($8,000 for those over 50), investors sure have a lot riding on IRAs....

It's no secret that home insurance costs are rising, in large part due to increased claims from floods or other natural disasters,...

Retirement often feels like the light at the end of the tunnel — a time to relax, enjoy life, and finally pursue the dreams that were put...

Retirement is often imagined as a carefree phase of life , filled with relaxation, hobbies, and quality time with loved ones. But for...

Any annuity definition should recognize that complexity and consumer confusion have hampered these financial products. Although they may...

Roth IRAs (individual retirement accounts) are increasingly popular in legacy planning because of their tax-free benefits on...

Old 401(k)s are a little like the old clothes in the back of your closet. You know you should do something about them—try them on and...

Fires, hurricanes, snowstorms, theft — unfortunately, there’s no shortage of bad things that can happen to your home and its contents....

The IRS has announced the annual inflation adjustments for the year 2025, including tax rate schedules, tax tables and cost-of-living...

Tis’ the season for giving, and your donations can actually give back to you by lowering your tax bill. With a charitable donation , you...

Saving for big dreams—a house, car or wedding—doesn’t mean surviving on ramen, but it does take thoughtful planning. Inflation is driving...

Christine, let’s find out how to be more savvy in 2025 with our investments. Your first tip for the year ahead is to make sure that...