Lump Sum vs. Annuity: Which Should YouTake?
If you’re lucky enough to win the lottery or have a pension plan, you may need to decide
whether you want to take your earnings in a lump sum or an annuity. And if your goal is
to maximize your earnings, you may want to take into consideration your projected
lifespan, inflation rates, and your own spending and investing habits. We break down
the difference between a lump sum and an annuity, plus offer examples to help you
decide which one you should take.
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