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6 Legal Ways To Get More Tax-Free Retirement Income
Having a larger retirement income is great; having a larger tax-free retirement income is even better. Keep in mind that for most people,...

RetirementGuy
Feb 24, 20221 min read


Retirees, Here's What to Consider When Buying an Annuity
Saving for retirement is daunting enough without inflation throwing retirees a curve ball. Inflation soared in 2021, rising 6.8%...

RetirementGuy
Feb 24, 20221 min read


Will Social Security Automatically Delay Our Benefits Till 70?
Will Social Security Automatically Delay Our Benefits Till 70? Hi Larry, My wife will be our full retirement ages in April but we want to...

RetirementGuy
Feb 17, 20221 min read


What to Write in a Retirement Card
When a co-worker, friend or relative steps away from work, it’s often meaningful for them to receive retirement cards. “Retirement is a...

RetirementGuy
Feb 17, 20221 min read


How Snowbirds Can Be Taxed as Florida Residents
If you're a snowbird in Florida, I bet you chuckle with delight whenever you watch the national weather forecast these days. While your...

RetirementGuy
Feb 17, 20222 min read


Don’t Keep Your Retirement A Secret
I have a friend who lives in another state, and for a year I’ve not been able to figure out whether she’s retired. I don’t know if it’s...

RetirementGuy
Feb 3, 20221 min read


Why This Retirement Expert Says Dividend Stocks Won’t Provide Secure Retirement Income
Economist Wade Pfau’s views on funding retirement, subject of a recent Barron’s article, spurred a lot of comments from readers,...

RetirementGuy
Feb 3, 20221 min read


7 Things I’m Loving About Retirement After 5 Years
The decision to retire often comes with a lot of angst (at least it did for me). Will I enjoy more free time or be bored? Will I miss my...

RetirementGuy
Jan 27, 20221 min read


2022 Annual Numbers 1-pager
Look no further. All your 2022 annual numbers for tax, savings, medicare, etc are included in one page.

RetirementGuy
Jan 27, 20221 min read


Factoring Inflation into Your Retirement Plan
Right now, inflation is top of mind for everyone, perhaps especially retirees. Inflation is important. But it is only one of the risks...

RetirementGuy
Jan 13, 20221 min read


Should I Suspend My Social Security Retirement Benefit To Collect My Spousal Benefit?
My husband both born in 1953. My husband will work until he turns 70 and I retired at 66. We have not filed for Social Security benefits...

RetirementGuy
Jan 13, 20221 min read


Retirement Tips from World-Famous Authors to Live Happily Ever After
This is a story about dreams and money. After all, financial planning starts with one personal question: What is your vision of an ideal...

RetirementGuy
Jan 6, 20221 min read


How to Handle an Increase in Your Long-Term Care Premiums
The cost of living rises every year, which makes paying for basic expenses more difficult. Long-term care (LTC) premiums are increasing,...

RetirementGuy
Jan 6, 20221 min read


Why Putting Off Retirement Might Help Ward Off Dementia
We've all heard someone say it: they've decided to keep working beyond retirement age to "keep their mind sharp." Now, that widely held...

RetirementGuy
Dec 30, 20211 min read


5 expert tips to calculate the 'retirement number' that will let you leave the workforce for good
1. Using the 25x rule Andrew Latham, managing editor at SuperMoney, said his favorite method for calculating retirement money is the 25x...

RetirementGuy
Dec 23, 20211 min read


Hit your retirement savings goal? It may be wise to unload some stocks
Investors who hit their retirement savings goal ahead of schedule may be wise to reduce their exposure to stocks in favor of safer...

RetirementGuy
Dec 23, 20211 min read


How Can a Nonworking Spouse Plan for Retirement?
I'm 65 and my husband is 60. We're trying to plan for retirement. My husband isn't working and doesn't have a retirement account. I'd...

RetirementGuy
Dec 16, 20211 min read


The Most-Overlooked Tax Breaks for Retirees
For new retirees, it's more important than ever to take full advantage of every tax break available. That's especially true if you're on...

RetirementGuy
Dec 16, 20211 min read


Calculating This One Number Set Me on a Path to Financial Freedom. Here’s The Formula
I didn’t start thinking about retirement until I was 33 years old. I was unemployed, married with two children, renting in a high-cost...

RetirementGuy
Dec 9, 20211 min read


Taxes in Retirement: How All 50 States Tax Retirees
Relocating in retirement is a rite of passage for many Americans, especially those with warmer climes on their minds. But before you move...

RetirementGuy
Dec 9, 20211 min read
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