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'I'm 50 And I Have Never Saved For Retirement. What Should I Do?'
A financial planner was asked recently: "I am 50 and I have never saved for retirement. What should I do?" If you identify with this...

RetirementGuy
Jun 1, 20231 min read


6 Ways To Begin Your Retirement Planning In Your 20s
When you’re in your 20s, retirement seems like a lifetime away. But life happens fast. If you want to enjoy your golden years, you’ll...

RetirementGuy
Jun 1, 20231 min read


House passes debt ceiling bill
The House’s passage of a debt limit deal Wednesday night marks the end of a pivotal chapter for the new House GOP majority, putting...

RetirementGuy
Jun 1, 20231 min read


Where to get the best employee benefits across the US
As graduates look to jump-start their careers this summer, they may want to pay extra attention to where their potential employer is...

RetirementGuy
May 25, 20231 min read


Why You Shouldn’t Finance a Car in Retirement?
Owning a car does come with its unique set of privileges. You reserve the liberty to cruise along the highways for long drives with your...

RetirementGuy
May 25, 20231 min read


Debt Ceiling Crisis: What Did Stocks Do the Last Time the U.S. Nearly Defaulted?
The halting pace of negotiations over the debt ceiling crisis is quite understandably making market participants increasingly nervous....

RetirementGuy
May 25, 20231 min read


7 of the Best High-Dividend ETFs
Thanks to rising interest rates, fixed-income investors can once again enjoy competitive yields on assets like Treasury bills and...

RetirementGuy
May 18, 20231 min read


Formula for Small Business Success: Stick With What You Know
That’s right. Kirby, as in the Kirby vacuum cleaner. The company is one of the most positive examples I know where hard work, competence...

RetirementGuy
May 18, 20231 min read


Financial Tips For A Happier Retirement
They say money can't buy you happiness; similarly, money won't ensure a happy retirement. That being said, not having enough money to...

RetirementGuy
May 18, 20231 min read


The 9 Pros and 7 Cons of Whole Life Insurance
It's no secret that I'm not a big fan of whole life insurance. I owned a policy for seven years before canceling it (for a minus-33%...

RetirementGuy
May 11, 20231 min read


Will You Pay Higher Taxes in Retirement?
Let us first talk about Social Security tax, which is unique. And keep in mind that before 1983, Social Security benefits were not taxed....

RetirementGuy
May 11, 20231 min read


The Most Expensive States to Die In (Due to Death Taxes)
Death isn’t a pleasant thought, but the reality is that everyone dies, and death taxes can be challenging for family and friends. After...

RetirementGuy
May 11, 20231 min read


Here’s how to leverage the ‘window of low taxes’ for retirement plan withdrawals, advisors say
Saving for retirement often comes with an upfront tax break when funneling money into pretax accounts. But it’s also critical to manage...

RetirementGuy
May 4, 20231 min read


Independent Contractors vs. Employees: There's a Difference
It is important to be productive and earn money in our society; any successful person knows that and, in addition, should understand...

RetirementGuy
May 4, 20231 min read


The 25 Cheapest Places to Live: U.S. Cities Edition
When it comes to finding the cheapest places to live in the U.S. for city dwellers, the best locations to settle down are mostly south of...

RetirementGuy
May 4, 20231 min read


Best Places to Retire in the U.S. in 2022-2023
To identify the best places to retire, U.S. News analyzed data for the 150 largest metropolitan areas in the U.S. to assess how well they...

RetirementGuy
Apr 27, 20231 min read


Money Market Account Vs. High-Yield Savings Account
With so many savings options out there, deciding where to store your cash can be challenging. Both money market accounts and high-yield...

RetirementGuy
Apr 27, 20231 min read


What Is the Average Retirement Savings Balance by Age?
Perhaps the most official measure of American retirement savings comes from the Federal Reserve System. The Fed calculated average...

RetirementGuy
Apr 27, 20231 min read
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