RETIREMENTGUY

Most people shouldn't be afraid of federal "death taxes." For 2022, only estates worth $12.06 million or more ($24.12 million or more for...

An annuity is a contract between you and an insurance company. The goal is to provide you with guaranteed income in the future, typically...

For anyone saving for retirement with a traditional or Roth IRA, the 2023 limit on annual contributions to their account goes up $500 –...

The biggest difference between yesterday’s retiree vs. today’s is the diminished defined benefit — or pension — plan replaced by defined...

We’ve all heard the problems with relying on numbers: garbage in, garbage out; liars figure, and figures lie; 87.2% of statistics are...

When it comes to being a Solo 401k or self-directed IRA entrepreneur in the small business world, we understand that you probably have a...

President Biden on Monday announced the official launch of the student loan forgiveness application for 2022 after millions of borrowers...

As inflation and a rocky stock market continue to eat away at the nest eggs of older workers approaching retirement, working longer than...

On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance...

Social Security and Supplemental Security Income (SSI) benefits for approximately 70 million Americans will increase 8.7 percent in 2023....

Whether you’re handling your investments on your own or working with a firm to handle them, it’s a good idea to understand what goes into...

Health insurance premiums across the US cost an average of $438 monthly per person, according to the latest marketplace benchmark...

Robo Advisors offering ‘automated investment advice’ are all the rage. Many have attracted venture capital, instantly catapulting them...

Late last year, in our 2022 U.S. Retirement Market Outlook, we expressed our concern that investment returns might be lower over the next...

The pandemic caused tectonic shifts in the job market as workers young and old quit and searched for something better — in their work or...

Your life insurance monthly premium can start looking less and less appealing once you’ve retired. It’s a scenario Dan Simon, a...

Traders are pros at investing, and they understand the power of tax-free compounding while saving for retirement. However, wages are...

You’re getting ready to retire, and you’re thinking about your expenses. One expense you’d like to forgo is the premium you pay for the...