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How the One Big Beautiful Bill Act Will Reshape 529 Plans
President Trump's tax package, the One Big Beautiful Bill Act (OBBBA), passed the House in May and the Senate this past week. On July...

RetirementGuy
Aug 28, 20251 min read


Five Things to Do if You're Forced Into Early Retirement (and How to Reset and Recover)
You're 62. You love your job. You're respected, productive and contributing meaningfully. You were planning to work for five more years....

RetirementGuy
Aug 28, 20251 min read


Financial planning for children with autism: A guide to ABLE accounts, special needs trusts, and more
With 6 million adults living with autism in the US and up to 100,000 individuals aging out of children's services annually, financial...

RetirementGuy
Aug 28, 20251 min read


The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows
One of the questions retirees often have is how much they can afford to spend each year over the course of their retirement without...

RetirementGuy
Aug 21, 20251 min read


Stop Asking ‘When Will You Retire?’ Start Asking ‘What’s Next?’
When 83-year-old Harrison Ford was asked recently if he plans to retire, he didn’t miss a beat: “No. That’s one of the things I thought...

RetirementGuy
Aug 21, 20251 min read


Remove your data to protect your retirement from scammers
You've spent decades building your retirement fund. Now is the time to enjoy it, not lie awake worrying about scammers and identity...

RetirementGuy
Aug 21, 20251 min read


Who Are Those Fantastic SuperAgers And Why Do They Stay Healthy?
Everyone wants to stay fully independent as we age. A few people over age 80 do and they don’t suffer from memory loss either. They are...

RetirementGuy
Aug 14, 20251 min read


A 10-Year Retirement Planning Checklist
Are you ready to retire? Have you even started a retirement planning checklist? By 2030, one out of five Americans will be retirement...

RetirementGuy
Aug 14, 20251 min read


The Rising Risk of Cognitive Decline and Its Impact on Retirement Planning
- Global aging drives a retirement crisis as cognitive decline impairs financial decision-making, risking wealth erosion in 23.7% of...

RetirementGuy
Aug 14, 20251 min read


Social Security Tax Limit for 2025: What the Higher Cap Means for Your Paycheck
The Social Security tax, withheld from each paycheck, stops once your income reaches a certain amount. That is due to the Social Security...

RetirementGuy
Jul 31, 20251 min read


Has Gold Topped Out?
The powerful rally in the gold market since the breakout in late 2023 is exactly what the gold bulls were looking for in the early 1980s...

RetirementGuy
Jul 31, 20251 min read


Will More Tariffs Stop The Hated Market Rally?
After a strong performance on Thursday, the stock market gave up some of its gains on Friday for a mixed weekly close. New tariff threats...

RetirementGuy
Jul 31, 20251 min read


Turning Hobbies Into Income: Pros And Cons For Retirees
Retirement is often seen as a time to relax and enjoy the fruits of one's labor. However, for many retirees , it's also an opportunity to...

RetirementGuy
Jul 17, 20251 min read


Breaking Down The “One Big Beautiful Bill Act”: Impact Of New Laws On Tax Planning
After years of anxiety over the scheduled sunset of the Tax Cuts and Jobs Act (TCJA) at the end of 2025, the widely anticipated...

RetirementGuy
Jul 17, 20251 min read


The 'First Year of Retirement' Rule
While the first year of retirement generally features fewer keg parties, football tailgates and all-nighters, it shares one unique...

RetirementGuy
Jul 17, 20251 min read


Understanding Long-Term Care Insurance
A fact of life: Someday you may need long-term care. That means you might need help at home with such basic daily activities as bathing,...

RetirementGuy
Jul 11, 20251 min read


Key Highlights in Trump’s "Big Beautiful Bill" and Their Impact on Your Finances
On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces...

RetirementGuy
Jul 11, 20251 min read


The One Big Beautiful Bill (5 Things Retirees Need to Know)
If you’re retired or planning to retire in the next decade, Congress just made decisions that directly affect you and your financial...

RetirementGuy
Jul 11, 20251 min read
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