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Long Term Care: Strategies & Solutions
Health care, possibly including long-term care, may be one of your largest expenses and potential key risks when planning for retirement....

RetirementGuy
Sep 25, 20251 min read


Secure Act 2.0 and 401k Catch Up Contributions
The IRS has issued final regulations addressing SECURE 2.0 Act changes regarding retirement plan catch-up contributions, including...

RetirementGuy
Sep 25, 20251 min read


Three Strategies to Take Advantage of OBBB Changes, From a Financial Planning Pro
The One Big Beautiful Bill (OBBB) brought a considerable number of changes across a full spectrum of American institutions. With so much...

RetirementGuy
Sep 25, 20251 min read


Why Physical Real Estate May Not Belong in Your IRA
For many investors, real estate is a cornerstone of building wealth. It provides potential appreciation, steady rental income, and...

RetirementGuy
Sep 11, 20251 min read


4 Career Moves to Make Now if You're Worried About a Recession
As Labor Day approaches, U.S. workers don’t seem to be in a celebratory mood, with rumblings about a possible economic downturn raising...

RetirementGuy
Sep 11, 20251 min read


The Best Places To Live In The World, Rated By Expats
What are the best countries to live in right now? Ask the people who’ve moved abroad: expats. Each year, InterNations , the world’s...

RetirementGuy
Sep 11, 20251 min read


How the One Big Beautiful Bill Act Will Reshape 529 Plans
President Trump's tax package, the One Big Beautiful Bill Act (OBBBA), passed the House in May and the Senate this past week. On July...

RetirementGuy
Aug 28, 20251 min read


Five Things to Do if You're Forced Into Early Retirement (and How to Reset and Recover)
You're 62. You love your job. You're respected, productive and contributing meaningfully. You were planning to work for five more years....

RetirementGuy
Aug 28, 20251 min read


Financial planning for children with autism: A guide to ABLE accounts, special needs trusts, and more
With 6 million adults living with autism in the US and up to 100,000 individuals aging out of children's services annually, financial...

RetirementGuy
Aug 28, 20251 min read


The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows
One of the questions retirees often have is how much they can afford to spend each year over the course of their retirement without...

RetirementGuy
Aug 21, 20251 min read


Stop Asking ‘When Will You Retire?’ Start Asking ‘What’s Next?’
When 83-year-old Harrison Ford was asked recently if he plans to retire, he didn’t miss a beat: “No. That’s one of the things I thought...

RetirementGuy
Aug 21, 20251 min read


Remove your data to protect your retirement from scammers
You've spent decades building your retirement fund. Now is the time to enjoy it, not lie awake worrying about scammers and identity...

RetirementGuy
Aug 21, 20251 min read


Who Are Those Fantastic SuperAgers And Why Do They Stay Healthy?
Everyone wants to stay fully independent as we age. A few people over age 80 do and they don’t suffer from memory loss either. They are...

RetirementGuy
Aug 14, 20251 min read


A 10-Year Retirement Planning Checklist
Are you ready to retire? Have you even started a retirement planning checklist? By 2030, one out of five Americans will be retirement...

RetirementGuy
Aug 14, 20251 min read


The Rising Risk of Cognitive Decline and Its Impact on Retirement Planning
- Global aging drives a retirement crisis as cognitive decline impairs financial decision-making, risking wealth erosion in 23.7% of...

RetirementGuy
Aug 14, 20251 min read


Social Security Tax Limit for 2025: What the Higher Cap Means for Your Paycheck
The Social Security tax, withheld from each paycheck, stops once your income reaches a certain amount. That is due to the Social Security...

RetirementGuy
Jul 31, 20251 min read


Has Gold Topped Out?
The powerful rally in the gold market since the breakout in late 2023 is exactly what the gold bulls were looking for in the early 1980s...

RetirementGuy
Jul 31, 20251 min read


Will More Tariffs Stop The Hated Market Rally?
After a strong performance on Thursday, the stock market gave up some of its gains on Friday for a mixed weekly close. New tariff threats...

RetirementGuy
Jul 31, 20251 min read
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